Mortgage Advice

What is a Seller’s Disclosure? Here’s Why It’s Important

Whether you’re about to purchase a new condo or sell your current home, there is a lot to learn and paperwork to sign. One of these critical documents is called a seller’s disclosure. A seller’s disclosure, also known as a property disclosure, is a document that sellers are legally required

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Mortgage Advice

Down Payment Assistance

I have been in the mortgage industry for 24 years and working for financial institutions since my Junior year in high school. Banking, auto loans, credit cards, obtaining a mortgage has always been second nature to me. Never questioned anything. I have always had the “RIGHT ANSWERS” at my finger

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Mortgage Advice

A Good Time to Buy

We have reached the end of another year. I have been getting bombarded with financial news, housing data and predictions for 2020. I have seen many Facebook post recently, “Study: Arizona No. 2 most affordable state in the U.S.”  “Value of Tucson homes rise at second highest rate in US”,

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