Rates! Let’s address the 800-pound gorilla in the room. Mortgage rate predictions for 2024 missed the mark, and 2025 isn’t looking much better. The general consensus going into 2024 was for rates to drop into the low 5% range by December, yet we ended the year hovering around 7% for a
Whether you’re about to purchase a new condo or sell your current home, there is a lot to learn and paperwork to sign. One of these critical documents is called a seller’s disclosure. A seller’s disclosure, also known as a property disclosure, is a document that sellers are legally required
I have been in the mortgage industry for 24 years and working for financial institutions since my Junior year in high school. Banking, auto loans, credit cards, obtaining a mortgage has always been second nature to me. Never questioned anything. I have always had the “RIGHT ANSWERS” at my finger
We have reached the end of another year. I have been getting bombarded with financial news, housing data and predictions for 2020. I have seen many Facebook post recently, “Study: Arizona No. 2 most affordable state in the U.S.” “Value of Tucson homes rise at second highest rate in US”,
